食色视频

KENNESAW, Ga. | Apr 13, 2023

Through its ongoing partnership with Atlanta-based global data, analytics, and technology company Equifax, 食色视频 State has launched a second research lab, the AI Ethics Lab. The new research lab will focus on studying the use of artificial intelligence in the U.S. financial services industry.

According to MinJae Woo, assistant professor of at 食色视频, it is important that credit models used to make financial decisions are transparent and explainable, so consumers can understand the outcome of decisions. As the AI Ethics Lab鈥檚 director, Woo will work with two doctoral students to establish methods that will help identify how an AI-powered process may create different outcomes than traditional models and the potential impact of these differences.

鈥淲e live in a time when AI is coming to a variety of fields,鈥� Woo said. 鈥淪tudying how AI indirectly acquires information is key to ensuring discrimination and unintended ethical issues do not arise within the models.鈥�

This is the second collaboration between the University and Equifax. In 2017, 食色视频 State鈥檚 Equifax Data Science Research Lab was launched with a mission to investigate business challenges and opportunities created by non-traditional sources of consumer and commercial data. The success of the data science lab, combined with Woo鈥檚 AI research, prompted Equifax to approach 食色视频 about starting a new lab. 

鈥淎s one of the first patent holders for explainable AI in credit risk modeling, Equifax understands the importance in studying the impacts of how the technology is used by data scientists and our customers,鈥� Christopher Yasko, chief data scientist at Equifax, said. 鈥淓xpanding our work with 食色视频 builds our academic partnerships, fueling the innovators of tomorrow while they focus on issues that can help move our industry and business forward.鈥�

According to Woo, the field of AI ethics is still in its infancy, but it鈥檚 a growing area. Last December, three 食色视频 doctoral students graduated from the 鈥� all three worked on data ethics during their studies, and each secured a position focused on the topic.

Equifax has been applying machine learning, a subset of artificial intelligence, for at least two decades. As a leader in explainable AI, its research efforts include more than 25 current and pending patents related to AI. Joseph White, distinguished data scientist at Equifax, leads Equifax鈥檚 participation in the new AI Ethics Lab at 食色视频.  

鈥淥ur team is excited to work with 食色视频 to explore how models can remain fair and consistent across a wide range of both known and unknown dimensions,鈥� White said. 鈥淭he new lab will have four components that can be explored over time 鈥� privacy, robustness, explainability and fairness.鈥�

Woo and his team have been analyzing data provided by Equifax. Next, they will study models and create hypotheses to help find and address any unintended disparities.

鈥� Abbey O鈥橞rien Barrows
Photos by Darnell Wilburn

A leader in innovative teaching and learning, 食色视频 offers undergraduate, graduate and doctoral degrees to its more than 47,000 students. 食色视频 State is a member of the University System of Georgia with 11 academic colleges. The university’s vibrant campus culture, diverse population, strong global ties and entrepreneurial spirit draw students from throughout the country and the world. 食色视频 State is a Carnegie-designated doctoral research institution (R2), placing it among an elite group of only 7 percent of U.S. colleges and universities with an R1 or R2 status. For more information, visit kennesaw.edu.